Why college loans are the worst debt

As far back as I can remember, personal finance scholars had only one bulletproof guideline on debt: differentiate between "good" and "bad" debt. The “good” debt mostly came in the form of mortgages because you could build equity…

Worst Airline Passengers of 2020

We could call 2020 the year of misbehaving passengers. As the number of flights has dropped during the coronavirus pandemic, reports of air rage and mean passengers seemed to skyrocket. And while the majority of incidents involved…

An illustration of why it’s so precious

By Adam Gerza, Chief Operating Officer of Energy tool base Net energy storage energy metering (or NEM paired storage) allows a customer with a solar + storage system behind the meter to discharge their battery, export the stored energy to…

Compare current FHA mortgage rates

What is an FHA loan?An FHA loan is a government guaranteed loan that helps those who cannot afford or qualify for a conventional mortgage. These tend to have lower income and credit score requirements - lenders can accept requests for…

Bad bank is actually a good idea

The concept of a bad bank was brought to light when our Minister of Finance recently announced in the Union budget that an Asset Reconstruction Company (ARC) and an Asset Management Company (AMC) would be created to deal with the stressed…

Low Interest Auto Loans For Bad Credit

It's no secret that bad credit equates to higher interest rates when it comes to auto loans. Just how much higher depends on many factors. Let's see what could determine if you can get a low interest auto loan while you…

Breaking down the MEUC program | Advocacy

Today, bipartisanship and bicameralism Helping Independent Leads Succeed (HITS) Act was reintroduced to Washington. The Senate version of the bill is again presented by Sens. Dianne Feinstein (D-Calif.) And Marsha Blackburn (R-Tenn.),…

Definition of non-conforming mortgage

What is a non-conforming mortgage? A non-conforming mortgage is a mortgage that does not follow the guidelines of government sponsored companies (GSE) such as Fannie Mae and Freddie Mac and, therefore, cannot be sold to…