Low Interest Auto Loans For Bad Credit

It's no secret that bad credit equates to higher interest rates when it comes to auto loans. Just how much higher depends on many factors. Let's see what could determine if you can get a low interest auto loan while you…

Breaking down the MEUC program | Advocacy

Today, bipartisanship and bicameralism Helping Independent Leads Succeed (HITS) Act was reintroduced to Washington. The Senate version of the bill is again presented by Sens. Dianne Feinstein (D-Calif.) And Marsha Blackburn (R-Tenn.),…

Definition of non-conforming mortgage

What is a non-conforming mortgage? A non-conforming mortgage is a mortgage that does not follow the guidelines of government sponsored companies (GSE) such as Fannie Mae and Freddie Mac and, therefore, cannot be sold to…

The myth of the subprime crisis

A decade after its onset, the Great Recession is now commonly blamed on a subprime mortgage crisis - with banks lending too many loans to low-income borrowers at high risk of default. But professor Manuel Adelino found that the…

Best art books of 2020

'RAPHAELL 1520-1483' Edited by Marzia Faietti and Matteo Lafranconi (Skira). There is no show in 2020 that I regret missing out more than this one in Rome, the greatest Raphael retrospective of all time. As the title indicates, the…

Definition of the subprime market

The subprime market: an overview The subprime mortgage market is the segment of financing activity that relates to loans made to individuals or companies that present a greater default risk due to their bad credit history or…

A bad deal at the municipal credit union

Dromm Council Member, the author (Photo: William Alatriste / New York City Council) As we grapple with the COVID-19 pandemic in New York City, millions of residents face severe financial insecurity and worry about how they will pay…

Why are all exes texting?

I wasn't sure how to talk about all of this before the pandemic. It seemed like a meaningless spectacle, which made me feel ashamed. I felt guilty that friends reached out to me - joking that I should stay away from balconies,…

The BoG warns of the risk of bad debts

Of the 21 billion euros in loans subject to a moratorium due to the pandemic, more than 80% had previously been performing, according to the Bank of Greece's credit stability report released on Thursday. These loans represent 15% of the…

Debts to repay? Fairstone Financial can help

The rise in mercury is prompting many of us to start spring cleaning. While you're cleaning your house or garden, why not think about cleaning up your finances as well. Paying off your debts is a great way to get back on track and meet your…

5 Ways to Improve Your Credit

Many of us have maximized our credit cards, but we think it's time to maximize our credit rating instead! This guide will show you the 5 best ways to improve your credit rating. 1. Remove your credit rating Did you know that there…