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How bad is a credit score of 600?

Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…

Types of Mortgage Fraud | the ascent

According to the FBI, mortgage fraud is a "crime characterized by some type of material inaccuracy, misrepresentation, or omission in connection with a mortgage loan upon which a lender relies. A lie that influences the decision of a…

Should you buy prepaid maintenance?

Prepaid maintenance plans can be big savings if your regular maintenance is expensive. This may be especially true in today's automotive market, where larger vehicles that rely on synthetic oil can command higher prices. But…

2022 Sable Secure Card Review

Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…

Best Secured Credit Cards for Business

Eligible business structures may include:If you are a sole proprietor or regular consumer, you cannot obtain a corporate card. Some corporate cards may also have quite high annual minimum earnings.Secured Consumer Credit CardsIf your…

Average Small Business Loan Size

Owning a business can be expensive and unexpected expenses tend to arise. For small business owners who need additional funds, small business loans could be a great option. There are many factors to consider when choosing a small…

How to build credit after bankruptcy

Once you've completed your bankruptcy, here are the basic steps to building your credit:Review your credit reportSign up for free credit monitoringOpen a credit card or loanSEE CREDIT CARD OPTIONS: Best Credit Cards After BankruptcyNext,…

Improve your credit with a debit card

Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners' products.For many,…

Missouri Small Business Loans | Navigation

More than half a million small businesses call Missouri home and in turn employ some 1.2 million Missourians according to the SBA Advocacy Office. Small business loans are essential for many new and existing businesses, as well…

7 Best Ways to Pay Off Credit Card Debt

Editorial credit: Onchira WongsiriDo you know the percentage of people who have credit card debt? A study shows that up to 30% have $5,000 and less in debt. 21% have more than this amount. We are talking about more than 40 million people…

Low APR vs. Discounts: Which Is Better?

If you're looking to buy a new car or truck, manufacturer discounts can help lower your purchasing costs. However, promotional finance deals can also offer significant savings. The downside is that these incentives usually…

How to get a loan without credit

If you are in dire need of money with a bad credit rating, try a personal or payday loan. These days there are many loan options available and it can be a bit confusing to know which one applies to you. Everyone's financial situation…

When will car prices get cheaper?

Car prices are not what they used to be. But will car prices be cheaper again? The current chip shortage in much of the world is driving the rise in auto prices, but the prices of the most popular vehicles were already…

Why college loans are the worst debt

As far back as I can remember, personal finance scholars had only one bulletproof guideline on debt: differentiate between "good" and "bad" debt. The “good” debt mostly came in the form of mortgages because you could build equity…

Worst Airline Passengers of 2020

We could call 2020 the year of misbehaving passengers. As the number of flights has dropped during the coronavirus pandemic, reports of air rage and mean passengers seemed to skyrocket. And while the majority of incidents involved…

An illustration of why it’s so precious

By Adam Gerza, Chief Operating Officer of Energy tool base Net energy storage energy metering (or NEM paired storage) allows a customer with a solar + storage system behind the meter to discharge their battery, export the stored energy to…

Compare current FHA mortgage rates

What is an FHA loan?An FHA loan is a government guaranteed loan that helps those who cannot afford or qualify for a conventional mortgage. These tend to have lower income and credit score requirements - lenders can accept requests for…

Bad bank is actually a good idea

The concept of a bad bank was brought to light when our Minister of Finance recently announced in the Union budget that an Asset Reconstruction Company (ARC) and an Asset Management Company (AMC) would be created to deal with the stressed…